Affordable health insurance tailored for individuals and families: cover up to BD 1,500 per person, ages 18–60, cashless at the designated network.
Table of benefits
| Benefit | Cover |
|---|---|
| Annual limit | BD 1,500 per person (out-patient) |
| Network | Dar Al Shifa, Hidd and Hoora · TPA: Health 360 · Bahrain |
| Out-patient deductible | BD 3; free follow-up within 7 days (same doctor, same complaint) |
| GP | Covered; specialists on GP referral |
| Medicines | Generic medicines, injections and IV fluids |
| Laboratory and X-ray | Covered; ultrasound, CT, MRI and mammogram need prior approval |
| Minor procedures | Covered with 10% co-pay |
| Emergency | Initial treatment and stabilisation, then referral to SMC / KHUH / BDF |
| Dental (Dar Al Shifa only) | Up to BD 50 a year, 2 visits, 20% co-pay |
| Maternity (pre-natal) | Per MOH guidelines, 20% co-pay, after 180 days |
| Physiotherapy | Up to 8 sessions on orthopaedic referral |
| Pre-existing and chronic | After 180 days, up to BD 300 a year, 10% co-pay |
| Waiting period | First 30 days, except accidents |
Good to know
- Emergency admissions must be notified within 48 hours; other admissions need prior approval.
- Vaccinations and vitamins are not covered.
- One price covers the main member (or the couple); each child is added at a fixed price.
The full list of exclusions is in the policy schedule you receive after purchase.